Simpay Select Plus – Flexible Payment Processing & Pricing Models

Rising credit card processing fees can eat into your profits, making it difficult to manage expenses. With Simpay Select Plus, businesses can take control of their payment strategy and choose the pricing model that best aligns with their financial goals.

Simpay Select Plus provides flexible pricing models that help businesses reduce costs, increase profits, and give customers more payment options. Whether you’re a retail store, restaurant, service provider, or eCommerce business, our tailored solutions ensure that you’re not overpaying for credit card processing fees.

By leveraging Simpay Select Plus, you gain transparency, compliance, and better cash flow management, allowing you to focus on scaling your business without the burden of high transaction fees.

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What Is Simpay Select Plus?

Simpay Select Plus is a comprehensive payment processing solution designed for businesses that want flexible, cost-saving transaction options. Unlike traditional payment processors that charge flat-rate processing fees without alternatives, Simpay Select Plus lets businesses select the model that works best for them.
  • Traditional Payment Processing

    Keep Flat-rate Pricing With No Hidden Fees.
  • Surcharging Program

    Offset Processing Fees by Adding a Small Charge to Credit Card Transactions.
  • Dual Pricing Model

    Offer Cash and Credit Card Pricing Options to Give Customers Flexibility While Reducing Costs.
With Simpay Select Plus, businesses avoid excessive processing fees, remain compliant with state and card brand regulations, and enhance customer payment experiences.

What Are The Simpay Select Plus Pricing Models?

Simpay Select Plus Offers Three Distinct Pricing Models, Allowing Businesses to Choose the One That Best Suits Their Operations and Financial Goals.

Woman shopping online with a credit card, illustrating seamless checkout with traditional pricing.
For businesses that prefer consistent, predictable pricing, traditional payment processing provides stability with:
  • Standard Payment Processing Rates

    Standard Payment Processing Rates With No Surprise Costs.
  • No Additional Payment Processing Fees

    No Additional Payment Processing Fees Passed to Customers.
  • Seamless Integration with POS Systems 

    Seamless Integration with POS Systems and Accounting Software.
This model is ideal for businesses that want a straightforward approach without modifying customer pricing strategies.
Restaurant staff hands receipt to customer as part of a compliant surcharging program for card payments.

The surcharging program helps businesses recover processing fees by adding a small surcharge to credit card transactions.

  • Surcharging is Legally Compliant

    Surcharging is legally compliant and follows state and credit card brand regulations.

  • Surcharging Encourages Cash Payments

    Surcharging encourages cash and debit payments to reduce payment processing fees.

  • Fully Automated Payment Processing System

    Fully automated payment processing system for easy implementation and transparency.

Businesses that use surcharging save thousands annually by shifting the cost of credit card transactions to customers who choose to use them.

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The dual pricing model provides customers with two different prices at checkout:

  • Lower Sales Pricing Model

    Lower pricing model for cash payments to encourage customers to pay with cash.

  • Standard Credit Card Pricing Model

    Standard credit card pricing model that includes payment processing fees.

  • Transparent Dual Pricing

    Transparent dual pricing for clear customer choices.

  • Dual Pricing Encourages Cost-Saving

    Dual pricing encourages cost-saving behaviors by offering a cash discount.

  • Models for Dual Pricing are Fully Compliant

    Models for dual pricing are fully compliant with industry regulations.

The Dual Pricing Model is ideal for restaurants, auto repair shops, and retail businesses that handle large volumes of cash payments and want to lower overall transaction fees.

Why Businesses Choose Simpay Select Plus?

Many businesses struggle with hidden processing fees, high transaction costs, and limited flexibility in payment structures. Simpay Select plus helps solve these issues by offering alternative pricing options that align with your business goals and customer preferences.

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Unlike one-size-fits-all solutions, Simpay Select Plus gives businesses the ability to:

  • Select a Pricing Model for Payment Processing

    Select a pricing model that aligns with their financial strategy.

  • Control and Reduce Payment Processing Costs

    Control and reduce processing costs based on customer behavior.

  • Optimize Revenue Streams

    Optimize revenue streams  without sacrificing customer satisfaction.

Choosing the right payment model, allows businesses to improve profitability and cash flow while ensuring a smooth checkout experience.

Person using a calculator and reviewing charts, highlighting cost analysis with a transparent pricing model.
Simpay Select Plus eliminates unnecessary costs by giving businesses alternative pricing strategies that:
  • Lower Payment Processing Fees

    Lower processing fees by encouraging cash transactions.
  • Boost Business Profits

    Boost profits by implementing surcharging to offset card fees.
    • Maintain Compliance for Payment Processing

      Maintain compliance while reducing overall expenses.
Tech security
Compliance with state and card network rules is crucial for businesses using surcharging and dual pricing models. Simpay Select Plus provides:
  • Automatic Compliance Updates

    Automatic compliance updates to adhere to local regulations.
  • Secure Transaction Encryption

    Secure transaction encryption to protect customer payment data.
  • Clear, Transparent Pricing 

    Clear, transparent pricing displays to avoid legal issues.
Simpay ensures that businesses stay compliant and protect their reputations while lowering costs.
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Simpay Select Plus is ideal for businesses looking to lower credit card processing fees while maintaining high-quality service.
  • Retail & Convenience Stores

    Lower Costs on High Transaction Volumes.
  • Restaurants & Hospitality

    Offset Fees Without Increasing Menu Prices.
  • Auto Repair & Service Shops

    Offer Dual Pricing for Cash and Credit Card Payments.
  • eCommerce & Online Sales 

    Reduce Overhead Costs on Digital Transactions.
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When you’re looking for flexible payment processing models that save your business thousands of dollars per year, Simpay Select Plus is the perfect solution.
  • Select From Payment Pricing Models.

    Select From Traditional, Surcharging, or Dual Payment Pricing Models.
  • Lower Payment Processing Fees

    Lower Payment Processing Fees & Improve Your Profit Margins.
  • Maintain Payment Processing Compliance

    Maintain Payment Processing Compliance With PCI Security Standards.
Ready to take control of your processing costs? Speak with an expert today.