Traditional Pricing for Credit & Debit Transactions
Transparent Pricing, Simple Statements? We’ve Got You Covered.
With Simpay Traditional pricing, you’ll see transparent pricing for every credit & debit transaction
you accept at your business.
How Traditional Pricing Works
Whether your business is online or a traditional in-person store, accepting credit and debit cards with easy-to-use and efficient software is a must. There are many benefits of investing in the most up-to-date payment processing software and accepting credit and debit card payments:
- Increased revenue & decreased reliance on cash payments
- Faster transactions & less time handling money
- Higher customer satisfaction with a seamless payment experience
- Fewer errors in calculating sales tax for your business, services, or goods
- You have a broad range of solutions to choose from
Accept Credit/Debit Cards In-Store & Online with Simpay Select
Choose from countertop terminals, Point of Sale systems, contactless, and omni-channel options.
- Accept dipped, tapped, and swiped transactions at your location
- Process transactions with counter-top, contactless, and mobile terminals
- Integrate payments with a Point-of-Sale System (POS)
- Shopping cart integration with top eCommerce and shopping cart software
- Hosted pages allow you to accept one-time payments and donations directly on your site
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Virtual terminals help you manage recurring billing and invoicing
Advantages of Traditional & Transparent Pricing
We know every business has different needs. Your payment options should be as diverse as your services. With Simpay Select Plus, you decide which program is right for you.
- Traditional Pricing - Consistent, transparent pricing across all your payment processing and payment acceptance platforms
- Surcharging - Offset a significant portion of your company’s credit card processing fees, resulting in a much lower statement
- Dual Pricing - Reduce business credit card and debit card processing fees by offering payment options and discounts to customers who pay with cash
Process Every Transaction Safely, Securely
- Process all payment types for your business, seamlessly
- Feature modern, point-to-point encryption for increased data security for your customers and your business
- Meet the highest PCI_DSS compliance requirements for accepting payments
True Transparency
When you’re tired of hidden payment processing fees and hard to understand statements and want to reduce your expenses incurred in accepting payments, try our AI-powered statement analysis tool.
Upload a recent transaction statement and our secure tool will show you what you are currently paying, and where the savings are so your business can reduce overhead costs and put more money back into your growing business.
Solutions for Any Industry
Solutions for Any Industry
Whether you’re saving lives in the healthcare industry or feeding your community at your locally owned restaurant, we offer comprehensive payment solutions for the following industries:
FAQs About Our Traditional Pricing Model
What is traditional payment processing, and how does it work?
Traditional payment processing is the reliable way to accept credit, debit, and ACH payments through a dedicated merchant account. Each transaction moves securely from your customer’s card to their bank, through the card networks, and finally lands in your business account, usually within 1–2 business days. It’s the standard, proven method for businesses that want speed, stability, and control.
What types of businesses benefit most from traditional payment processing?
Our traditional payment systems for businesses are ideal for those with steady in-person or phone sales—like restaurants, auto repair shops, and local retailers. This setup gives you:
- Consistent, transparent pricing
- Greater control over per-transaction fees
- Compatibility with a wide range of POS and terminal solutions
If you’re looking to reduce costs and simplify operations, this transparent pricing model is for you.
How do I know which traditional pricing method is right for my small business?
There’s no one-size-fits-all. The best approach depends on a few key factors:
- Your average ticket size
- Monthly transaction volume
- Type of product or service
- Need for detailed fee control
At Simpay, we offer a free review of your current setup to help you find the most cost-effective solution for your business and market.
What are the direct and indirect costs of payment processing?
Here’s a quick breakdown:
- Direct costs: processing fees, PCI compliance, equipment
- Indirect costs: time spent on reconciliation, managing chargebacks, and staff labor
By reducing both, you improve your profit margin and free up resources to focus on growth.
How does payment processing affect my product pricing and financial planning?
Processing fees are part of your overall production costs. When you build them into your product price correctly, you protect your margins and plan more accurately. Simpay helps you analyze these costs so you can make confident financial decisions—and price your services for long-term profit.
What makes Simpay different from other providers?
We don’t just offer credit and debit card processing solutions—we offer clarity. With Simpay, you get:
- Honest, transparent payment plans
- No hidden fees or confusing tiers
- U.S.-based support that’s here when you need it
Whether you’re just starting out or scaling up, we make it easy to take control of your payment processing.
Is it easy to switch to Simpay’s traditional pricing solution?
Yes. We make it simple and risk-free:
- Free review of your current statement
- Quick setup with your existing product or POS
- No downtime
Our team guides you through every step, from account setup to equipment installation, so you never miss a sale.
